Privacy Policy

Effective Date: December 28, 2023

Low-Cost Health Coverage (“we,” “our,” or “us”) is committed to protecting your personal information and your right to privacy. This Privacy Policy explains how we collect, use, share, and safeguard your information when you visit our website or interact with our services.

By using this website, you agree to the terms of this Privacy Policy.

Changes to This Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or legal requirements. When we make changes, we will revise the “Effective Date” at the top of this policy. Material changes that affect how we use your information will be communicated directly or through a notice on our website.

Information We Collect

Personal Information

We collect information you voluntarily provide when you fill out a form, request a quote, make a purchase, or contact us. This may include your full name, email address, phone number, mailing address, payment details, or other information relevant to providing services.

Usage Data

We may collect data automatically when you visit our website. This includes your IP address, browser type, device information, pages visited, time spent on the site, general location, and interactions with our content. This data helps us improve site performance and user experience.

How We Use Your Information

We use your personal and usage information to:

• Provide insurance quotes, services, and support.

• Respond to questions or requests.

• Send appointment reminders, updates, or promotional offers.

• Analyze website activity and improve functionality.

• Maintain the security and operation of our site.

Information Sharing

Service Providers

We may share your information with third-party providers who help us operate our website, process payments, or deliver services. These providers are only given access to information necessary to perform their duties.

Affiliates and Partners

Your information may be shared with our affiliates and subsidiaries for internal business purposes or to provide services you request.

Legal Compliance

We may disclose information if required to do so by law or if we believe it is necessary to protect our rights, comply with a legal obligation, or respond to legal requests such as subpoenas or court orders.

Business Transfers

If we are involved in a merger, acquisition, or sale of assets, your personal information may be transferred to the new entity.

We do not sell your personal information to third parties.

Cookies and Tracking Technologies

We use cookies and similar technologies to remember your preferences, understand how visitors use our website, and improve performance. You can control cookies through your browser settings. However, disabling cookies may limit functionality.

We may also use tools like Google Analytics to gather anonymized data. You can learn more about opting out at Google's opt-out page.

Data Security

We use industry-standard safeguards such as SSL encryption to protect your information. While we take reasonable steps to secure data, no online transmission or storage can be guaranteed 100% secure.

International Data Transfers

Your information may be stored and processed on servers in the United States or other countries. By using our services, you consent to this transfer.

Accessing or Updating Your Information

You may request to review, update, or delete your personal information by contacting us directly. We may need to verify your identity before processing the request.

Children’s Privacy

We do not knowingly collect information from children under the age of 13. If we learn that a child has submitted information without parental consent, we will delete it. Parents may contact us to request removal of their child’s data.

Do Not Track Signals

Our site does not currently respond to browser “Do Not Track” requests. We may update this policy if standards change.

California Privacy Rights

If you are a California resident, you may request a list of third parties to whom we have disclosed personal information for marketing purposes during the past year. To request this, email us at [email protected] with “California Privacy Request” in the subject line and include your name, address, and email.