Health Coverage Plans
Smart, affordable care that puts you first.
At Low-Cost Health Coverage, we believe everyone deserves access to dependable, affordable health care, without the confusion or high price tags.
Our health coverage plans are designed to meet you where you are in life, whether you're self-employed, between jobs, retired, or simply looking for better options.
Learn about our plans
Life
Coverage
Protect your family’s future with affordable life insurance you can count on. Our life coverage plans are built to be simple, transparent, and affordable, giving peace of mind without overwhelming your finances.
Medicare
Coverage
We make navigating Medicare easier. Whether you need Original Medicare support or are exploring supplemental plans, our affordable options provide clarity, choice, and coverage that fits your life.
Medicaid
Coverage
We strengthen your Medicaid with added benefits and real support. Through our partnership with Impact Health Sharing, we help you fill gaps, reduce costs, and get the most from your state-provided benefits.
Long-Term
Care Coverage
Planning ahead has never been easier. Our long-term care options help cover extended services like nursing care or assisted living, ensuring you or your loved ones are never left without support.
Final Expense
Coverage
Make things easier for your family by securing low-cost final-expense insurance today. Cover funeral and end-of-life costs affordably, with coverage designed to provide dignity, not debt.
What is a Health Coverage?
Health coverage is your financial shield against the high cost of medical care. Whether it's a routine check-up or an unexpected emergency, having the right plan means you're not facing the bills alone. From doctor visits and hospital stays to prescription drugs and preventive services, health coverage helps pay for the care you need, when you need it.
At Low-Cost Health Coverage, we make health care simple, stress-free, and affordable. We believe everyone, no matter their income, job status, or background, deserves access to care that protects their health and their wallet.
With our plans, you're not just covered. You're supported, informed, and in control of your health journey.
Questions? Call +1-818-481-9342
What is Health Insurance?
Health insurance provides financial support by sharing the cost of your medical care with an insurance company. In exchange for a monthly premium, it helps you pay for medical care like checkups, prescriptions, and emergency services. You also typically share some costs through deductibles, copayments, or coinsurance.
Without insurance, even a simple emergency room visit or hospital stay could cost thousands. Health insurance offers financial protection so you can get the care you need without the worry of overwhelming medical bills.
Questions? Call +1-818-481-9342
Health Insurance Card
Once enrolled, you’ll receive a health insurance card. You’ll use this card when you visit the doctor, pick up prescriptions, or get emergency care.
Health Insurance vs. Health Coverage, what’s the difference?
Health Insurance
A formal insurance product regulated by state/federal laws.
Usually involves a monthly premium, deductible, and provider network.
Issued by licensed insurance companies.
Coverage tied to a specific plan contract.
Health Coverage
A broader term that includes health insurance and other care options.
Can include sharing programs, community-based care, and discount plans.
Can come from insurers, employers, government, or private groups.
"Coverage" refers to what services are paid for and how much you’ll owe.
*Health insurance is one type of health coverage. Health coverage refers to what’s included and paid for, whether it’s through a traditional plan, a Medicare policy, or an affordable sharing model like the ones offered at Low-Cost Health Coverage.
What type of plan am I eligible for?
Answer a few quick questions to find out which type of health plan may work best for you. You might qualify for lower premiums, cost-sharing help, or even $100 plans depending on your household income and location.
What’s included in our Health Coverage?
Our low-cost health coverage plans are built to fit real people with real needs. While every plan may vary based on your location and budget, most include the following key benefits:
Doctor & specialist visits
From your primary care physician to specialists like dermatologists or cardiologists, your plan helps pay for in-person and virtual visits.
Emergency & hospital care
If something serious happens, you're covered. Our plans help pay for ER visits, ambulance services, surgeries, and inpatient hospital stays.
Preventive care & screenings
Stay healthy with annual check-ups, flu shots, cancer screenings, and more, many at no extra cost.
Prescription drug coverage
Access affordable medications, including generic and brand-name options. Some plans offer discounts on prescriptions delivered to your door.
Virtual & telehealth access
Talk to a doctor anytime, anywhere. Many of our plans include 24/7 telehealth visits for common conditions, mental health, and follow-ups.
Mental health & wellness support
Health isn’t just physical. Our plans often include therapy, counseling, and behavioral health services because your mind matters, too.
Maternity & pediatric care
Growing families need care they can count on. Our plans help cover prenatal visits, childbirth, and pediatric checkups and vaccinations.
Chronic condition management
If you're managing diabetes, heart conditions, or asthma, your plan can help with ongoing care, medications, and tools to keep you healthy.
Optional add-ons
Some plans offer additional savings or coverage for dental, vision, hearing, and
wellness benefits, keeping you covered from head to toe.
Who can benefit from our low-cost coverage?
Life doesn't look the same for everyone. That’s why our health plans are built to fit different lifestyles, stages, and income levels.
From young adults to growing families, our plans offer dependable coverage for everyday needs and big surprises.
No employer coverage? No problem. Get flexible options that support your independent lifestyle without breaking your budget.
If your job doesn’t offer health benefits, we’ve got your back. Choose from affordable plans designed for hourly and part-time workers.
Not yet eligible for Medicare? Our plans can fill the gap, helping you stay protected without draining your savings.
Don’t overpay to keep your old employer plan. We offer affordable, private coverage that can save you hundreds each month.
Need short-term care? Something long-term? We’ll help you find a plan that adjusts as your needs change.
How do I get a Health Insurance Plan?
Health insurance eligibility can vary depending on your income, household size, and where you live. Many people qualify for low-cost plans or financial assistance through the Health Insurance Marketplace.
If you’re unsure whether you qualify, it only takes a few questions to find out.
When can I enroll?
Enrolling in a health plan is easier than you might think.
You can apply online through the Marketplace, directly through a private insurer, through your employer if they offer coverage, or with the help of a licensed agent or navigator who can guide you step-by-step.
Are you helping a family member?
If you're helping a loved one choose or manage their health insurance, we have resources just for caregivers.
Whether you’re assisting with enrollment, plan selection, or understanding benefits, you’ll find tools and support to make the process easier.
Your trusted partner for life’s health decisions
Chat with us
Live chat is currently unavailable.
Please check back soon or give us a call for immediate assistance.
Call us
Call 1-818-481-9342 / TTY 711
Hours: 8 a.m. to 8 p.m., 7 days a week.
FOLLOW US
COMPANY
CUSTOMER CARE
LEGAL
Copyright 2025. Low Cost Health Coverage. All Rights Reserved.